Understanding Your Rights After a Car Accident in Missouri

Getting into a car accident can be a traumatic and overwhelming experience. Beyond the immediate physical injuries, victims often face mounting medical bills, lost wages, and emotional distress. In Missouri, understanding your legal rights following a collision is crucial to ensuring you receive the compensation you deserve.

Missouri’s At-Fault Insurance System

Missouri operates under an at-fault insurance system, which means the driver responsible for causing the accident is liable for damages. This system allows accident victims to pursue compensation through the at-fault driver’s insurance company or by filing a personal injury lawsuit. According to the comparative negligence doctrine¹, even if you share some responsibility for the accident, you may still recover damages proportional to the other party’s fault.

Steps to Take After an Accident

The actions you take immediately following a car accident can significantly impact your ability to file a successful claim. First, ensure everyone’s safety and call emergency services if anyone is injured. Document the scene thoroughly by taking photographs of vehicle damage, road conditions, and any visible injuries. Exchange information with all parties involved, including names, contact details, insurance information, and license plate numbers.

Seeking immediate medical attention is essential, even if you don’t feel injured right away. Some injuries, such as whiplash or internal trauma, may not manifest symptoms until hours or days later. Medical records serve as critical evidence linking your injuries to the accident.

The Importance of Legal Representation

Navigating insurance claims and legal proceedings can be complex, especially when dealing with recovery from injuries. Insurance companies often try to minimize payouts or deny claims altogether. Having experienced legal representation ensures that your rights are protected throughout the process. Jett Accident & Injury Attorneys specialize in helping Missouri accident victims secure fair compensation for their injuries and losses.

An attorney can help gather evidence, negotiate with insurance adjusters, calculate the full extent of your damages, and represent you in court if necessary. They understand the nuances of Missouri traffic laws and can build a strong case on your behalf.

Types of Compensation Available

Car accident victims in Missouri may be entitled to various forms of compensation, including medical expenses, lost wages, property damage, pain and suffering, and loss of earning capacity. In cases involving severe negligence or intentional misconduct, punitive damages may also be awarded.

Missouri has a five-year statute of limitations for personal injury claims arising from car accidents. This means you have five years from the date of the accident to file a lawsuit. However, it’s advisable to begin the legal process as soon as possible while evidence is fresh and witnesses’ memories are clear.

Resources for Accident Victims

If you’re unsure about affording legal representation, numerous options exist to help. Many personal injury attorneys work on a contingency fee basis, meaning they only get paid if you win your case. Additionally, free legal aid resources are available for those who qualify based on income and other factors.

Protecting Your Future

The aftermath of a car accident can affect your life for months or even years. Medical treatments, rehabilitation, and time away from work create financial strain that compounds the physical and emotional toll. Understanding your legal options and acting promptly can make the difference between struggling to recover and receiving the comprehensive compensation you need to move forward.

Don’t let insurance companies pressure you into accepting a quick settlement that doesn’t fully cover your damages. Consult with qualified legal professionals who can evaluate your case and fight for your best interests.

References

¹ https://en.wikipedia.org/wiki/Comparative_negligence

Business: Jett Accident & Injury Attorneys
Website: https://jettlegal.com/
Address: 900 S. Highway Dr. #206, Fenton, MO 63026
Phone: 314-597-9582